Click on your state to learn how brokers are making a difference in your community.


For more than 85 years, health insurance brokers and benefit specialists have provided valuable healthcare financing services to millions of individuals and employers. These professionals have extensive knowledge about health insurance plan design, benefits and pricing. Our goal is to help all individuals and employers find appropriate health insurance at an affordable cost.

Health insurance brokers do so much more than sell health insurance policies. A broker is an experienced, professionally licensed advisor who can guide you through the complex task of choosing and maintaining appropriate coverage at an affordable price. A broker will:


  • Research the marketplace for information on the hundreds of available plans.
  • Identify and guide you to the best coverage value to fit your needs.
  • Explain and answer questions on the costs and benefits of each plan.
  • Enroll all eligible employees/dependents and handle claims accountability.
  • Problem-solve for you regarding assignment of physicians.
  • Educate you about new guidelines under health care reform.
  • Help businesses design and implement cutting-edge health and wellness programs for employers.

Brokers Making a Difference website is sponsored by the National Association of Health Underwriters. NAHU represents licensed health insurance brokers, consultants and benefit professionals who serve the health insurance needs of employers and individuals seeking health insurance coverage.

NAHU is the only national association working solely on behalf of health insurance brokers and benefit specialists. NAHU requires each of its members to always make healthcare coverage recommendations with the customer’s best interest in mind.


Health insurance customers who use brokers report being satisfied not just with their insurance, but also with the work performed by their brokers – especially when it comes to the broker’s role in finding the right policy.


A recent Kaiser survey found that brokers have a 92% approval rating when helping healthcare consumers in the new marketplace.